The answer may be all in your head. New research identifies five common human behaviors that actually get in the way of planning for your financial future. The key to overcoming them is understanding them.
When it comes to preparing for the future, thinking about your future self can be the hardest part. Find out how the way we look at longevity can change everything.
It can be hard to imagine ourselves far in the future. But the more we think about it, the better we'll be able to prepare.Watch – I might live how long?
Where do you want to retire? And what will your life be like? Find out how much your retirement will cost in over 300 cities, suburbs and small towns all across America.Let's get started
It's easier to daydream about retirement than spend the time you need to plan for it. Find out how to stop putting off your financial future.
Studies show your brain gets fatigued from all the little decisions you make every day. So what happens if you take a break?Watch – Episode Two: I’ll do it later
Understanding your unique style of procrastination can help you identify why you’re putting things off and what you can do to fight it.Use the Tool – The Procrastination Quiz
Spending more time thinking about the good things in our future and less time imagining the bad onces can leave us overly optimistic - and unprepared for the worst.
See what happens when we hosted a seminar to tell people about the human tendency to be overly optimistic about the future.Watch — Episode Four: The Optimism Bias
When everyone's doing something, we assume there's a good reason, and we follow along. But sometimes that gets us in trouble.
See why following the pack isn’t always the right thing to do. Especially when it comes to our investments.Watch – I just can't resist
Our desire to fit in with the group is so strong that it can make us change our behaviors. Even when we know that the group is wrong.Watch – Everybody's doing it
Would you rather have $100 today or $110 two days from now? Our desire for immediate gratification today can actually have a big impact on retirement.
Temptation is everywhere. But if you can just show a little restraint, you can enjoy much greater rewards in the future.Watch – Overcoming Temptation
Try this calculator to see how automatic payment services make it easy to spend a lot of money without even realizing it.Calculate
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